Working Capital facilities offer small, start-up and emerging businesses a key strategic advantage – the ability to stay ahead of the competition.
Where would you go to find the most suitable working capital solution for your business?
Clipper Commercial Capital is constantly searching for working capital solutions to help small, start-up, and mid-sized businesses solve their cash flow and liquidity demands. We understand that every business has unique financial concerns and needs, therefore we offer a variety of possible funding solutions.
Businesses survive and thrive because they have cash flow, working capital and liquidity to operate and respond quickly to business opportunities. If your business is searching for a flexible and effective cash flow solution, take the time to explore these options.
What are my working capital options?
Unsecured Lines of Credit up to $250,000. Unsecured lines are often the best liquidity solution for start-up and early stage businesses. Unsecured lines do not require collateral and options range from business credit cards through “check book” credit facilities.
Small Business Line of Credit. Lines up to $100,000 with NO application or maintenance Fees, and NO origination fees or prepayment charges. US based business with one year in business can qualify. Get your business line of credit today, click here to get started today!
SBA Small Loan Advantage Program Working Capital Loan. Clipper Commercial Capital is a preferred referral assistance provider for SBA loans up to $150,000. They feature low interest rates, long-term repayment schedules, and no pre-payment penalties with a secure, efficient, online application.
Small Business Working Capital Loans up to $500,000. One to five year terms. Fixed monthly payments. No prepayment penalty. Simple on-line application. US based businesses with two years in business can qualify.
Purchase Order & Trade Finance. Purchase Order financing offers your business a short-term commercial finance option that provides capital (cash or letter of credit) to purchase or manufacture goods that have been presold to credit worthy customers. Traditional bank financing (credit line) is usually capped, where the amount of funding a PO facility provides is defined by the size of the purchase order. A purchase order facility can be seamlessly combined with an ABL or Factoring facility to provide an effective, flexible solution.
Accounts Receivables Financing, Factoring. If your business is currently factoring receivables or considering a factoring arrangement we would like to speak to you about our financing options. Factoring facilities provide small and rapidly growing businesses the essential liquidity to build inventory, make payroll, add employees, and exploit new business opportunities. Clipper’s lender network offers factoring solutions that maximize flexibility and control through recourse and non-recourse alternatives.
Accounts Receivables Financing, Asset Based Lines (ABL). ABLs are revolving credit facilities tied directly to the level of your company’s accounts receivables and inventory. ABLs expand in lock-step with your growth, allowing your business the financial flexibility to respond quickly to new opportunities. Having a revolving credit facility in place with a sound financial institution brands your company as a stronger, more reliable business partner. Clipper’s lender network offer a wide range of financing options including Accounts Receivable and Inventory Financing solutions up to $20 million.
Cash Flow Solutions Include:
- Accounts Receivable Financing
- Inventory Financing
- Unsecured Business Lines of Credit
- Asset Based Lines of credit
- Construction Financing
- Purchase Order & Trade Finance
- Medical Receivables Financing
- Contract Financing
- SBA Working Capital Loan Program
- Bridge Loans
- Sale-Leaseback of Equipment